So...........I'm going to make this simple only because I don't want to overwhelm myself.
Ok......here we go...
I get paid twice a month and decide I'm going to put away 30% of my check into savings. So equaling to about 700 dollars a month. That's a nice little stash.......I've already started this month and have that much in savings...
Things are changing and I'm moving with my bf.....it's a truly a big step for me, because I'm an ultra conservative young women...I think hard about everything and have never lived with anyone. I love him and think we may have a future so of course me and my overly thinking comes to this plan....
BACK-UP PLAN: So ladies you must always think of those with men...no matter how much love there is they can always screw you in the end...so that's why the savings plan in case i have to move...hopefully not and it can keep building but you never know these days....
Back to the moving......
His lease is up in January and I want to get a place together in a secluded area or a doorman..either or ,he has (baby mama drama).........
But I think its good for us....I mean if it doesn't work we break up or stay together and live apart its that simple.....either way we don't waste each others time....because I have no time to waste...
Back to the money..........
So with saving....my credit is in shambles........
So while paying my monthly bills I'm going to also pay debts off slowly....I seen this thing on Dave Ramsey where its like a snowball effect....you save and pay off any debts starting with smallest debt and on on on.....that's what I'm going to do....that list coming....but I'm paying off a debt already (rent debt from Miami)...its not on my credit and don't want it there if I'm trying to get a place......paying $210 a month....i have $836.00 to go.........
FINAL PLAN:
1. 30% of paycheck goes in savings off top. NO excuses!!!
2. Rent Debt: 210 monthly and if can pay extra do so....bal:836
*that's all for now....then when done the Snowball Debt Effect
So lets get it like JEEZY!!!!
update: 9/22/09 settled rent debt to 600!!! Paid! LIst coming soon....btw..god is good!!
Tuesday, September 22, 2009
Goal # 2 MoneySavings Goal
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